Our Story

Liberty First Financial was founded by Norm Lopes in 1968 to specifically service the borrowing needs of the San Francisco Bay Area ‘<?xml:namespace prefix = st1 ns = "urn:schemas-microsoft-com:office:smarttags" />Silicon Valley’ community when normal funding channels were not accessible to them. Norm saw an opportunity where he could gather individual investors and offer them fractional ownership on specific real estate financing projects (using hard money capital funding), which he deemed to be both safe and value driven. <?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" />

In the early 80’s Liberty First Financial evolved into a direct lending organization as the need to speed up the landing process during economic shifts became evident. The move proved to be fortuitous for the organization as the Bay area boomed in the ensuing decades.

With over 40 years in existence and 100 million in serviced deals created; both Norm, his son Steve, and their knowledgeable staff still use their extensive experience in the fine nuances of Bay Area real estate to give brokers, borrowers and investors with straight forward answers to all their questions and provide them with the individualized attention they deserve.